銀行系カードローンでお金を借りようと思っているなら・・
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キャッシングやカードローンをする時には必ず借り入れする上限金額があります。
この上限金額、法改正のため現在は厳密に決められています。
カードローンのような無担保ローンの場合年収の３分の１が上限で、例えば年収３００万円の人の場合１００万円が上限と言うことになります。
この年収、配偶者の年収も合算することができその場合は自分の年収を証明する書類に加え、配偶者の年収を証明する書類も必要です。
そして夫婦で借りる場合さらに夫婦関係を証明する住民票などの書類や配偶者が借り入れを行うことを証明する書類も必要です。
この年収の証明ですが、利用者の年収を正確に把握するためや、法律の規制を超えた貸し付けを行わないようにするためです。
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ほかにもう一枚おすすめするとしたら、このカード。
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キャッシングの基礎知識
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この企業のカードローンは？
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知名度の高いカードローン会社
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金融機関とカードローン
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