無担保のカードローンの必要性を感じている方へ
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キャッシングに関する法改正が２０１０年以降には完全に移行されることからキャッシングに関する状況が変わりつつあります。
では法改正を受けて一体どのような事か変わるのでしょうか。キャッシングに関する法律の改正は「改正貸金業法」によるものです。
私たちに直接関係のある改正点では上限金利が最高２０％とこれまでよりも引き下げられていると言う点です。
またキャッシングできる総借入額（融資を受けている総額）が年収の３分の１以内に制限されます。
更に多額の借り入れをしている場合には収入を示す書類などの提出が必要になるなど消費者の過剰な借り入れを抑えるような改正が中心となっています。
実際利用する側ではあまり大きな影響は無いものの、キャッシングを頻繁に利用している人は今後のキャッシング業者の動向に関して注意が必要といえるでしょう。
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ほかにもう一枚おすすめするとしたら、このカード。
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キャッシングの基礎知識
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この企業のカードローンは？
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知名度の高いカードローン会社
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金融機関とカードローン
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